One of the crimes getting a great deal of publicity recently is identity theft. In 2007, over 8.4 million adults in the United States were victims of identity theft, with over $49 billion in damages and fraud committed by these identity thieves. Identity theft happens when someone uses another individual’s personal information, such as a social security number, banking information, or a credit card number, without permission to commit fraud. Identity thieves are doing anything from shopping online to opening credit card or cellular phone accounts to renting apartments with information obtained illegally about strangers. There are several steps that individuals can take to prevent themselves to becoming a victim of identity theft.

One of the common misconceptions about identity theft is that most of the problems begin with information that is gathered online. While some identity theft crimes are committed online, according to recent surveys where the source of the stolen personal information is known, nearly 70% of victims reported that their information was stolen without the use of a computer. Methods criminals use to steal valuable information include stealing wallets and purses, stealing mail, and gathering information from victim’s associates. Many of the steps that should be taken to prevent identity theft are common sense, but important nonetheless.

Some available measures to protect your information may include:

1. Be Secure: Many neighborhoods are converting from traditional rows of unlocked mailboxes to mailboxes that require a key to access. Stealing mail is a favorite method of identity thieves. If possible, receive statements and pay bills online to prevent sensitive information from being accessed by criminals digging through your mail.
2. Be Smart: Tricks like looking over your shoulder as you enter a PIN number into an ATM machine work well for identity thieves. Criminals are also willing to look through garbage for the mail you’ve thrown away. For instance, most Americans receive several credit card applications in the mail each week. A shredder can be purchased for less than $20 now and is a great investment when it comes to protecting your identity.
3. Be proactive: Once a criminal has your information in hand, it can take less than 5 minutes for fraud to occur. A stolen purse with a credit card and other personal information inside is a great find for an identity thief. Call your credit card company the minute you think your card may be lost or stolen - the hassle of waiting for a new card to arrive in the mail is nothing compared to the hassle of dealing with the consequences of identity theft, as victims spend an average of 600 hours each dealing with the problems caused by the theft of their identities. Monitor your credit report regularly to ensure nothing suspicious has shown up in your name.

Anyone can be a victim of identity theft, but the above steps can help make sure that it’s difficult if not impossible for criminal to get their hands on your personal information.